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re: Spin off thread...who pays a huge student loan payment every month?
Posted on 8/3/14 at 8:25 am to NYNolaguy1
Posted on 8/3/14 at 8:25 am to NYNolaguy1
quote:
Between the wife and I we pay close to $1500/month.
FWIW she's a lawyer, I am an engineer. My portion is only $60/month. She is currently looking for work. Go figure.
Sounds about right.
0
Posted on 8/3/14 at 8:27 am to shutterspeed
Pay right at 1000 a month for the wife. Got 6 more years of that too 
Posted on 8/3/14 at 8:28 am to kjntgr
About $700 a month, which is the minimum. 4 years to go.
Posted on 8/3/14 at 8:37 am to kjntgr
$1,100/month. Sucks. Going to try to ramp that up once the woman finishes school and gets a job. Will probably put close to 100% of my income toward the loan so that it will be paid off in a year or so.
It's so much
It's so much
Posted on 8/3/14 at 8:39 am to shutterspeed
quote:
There are many government programs that reduce and forgive public servant/educator loans out there. For example, I'll have $5k knocked off before I even make my first payment.
After 120 straight payments, about $15,000 (95% of it interest) will be wiped off the books for me.
Posted on 8/3/14 at 8:40 am to kjntgr
Paid my wife's loans off last year. Erased 65k of loans in two years 
Posted on 8/3/14 at 8:43 am to KillerNut9
I pay 750/month. Unless my situation drastically changes (marriage, much better job, etc.), I'll be paying that amount or greater for the next 23 years.
Posted on 8/3/14 at 9:23 am to FalseProphet
What on earth did you do to get 200k in debt?
Posted on 8/3/14 at 9:25 am to FalseProphet
I hope you're a orthopedic surgeon 
Posted on 8/3/14 at 9:32 am to AUCE05
150 per month is nothing.
Posted on 8/3/14 at 9:37 am to Paul Allen
We pay ~$1280 a month. Wife is a veterinarian and I'm a lowly chemist. Forever left to pay on them, but we have 3 kids, mortgage, etc. We just try to manage the debt and still enjoy life. All the interest rates are at 6.1% or below.
Posted on 8/3/14 at 9:37 am to kjntgr
I had no loans but my wife racked up some for her masters degree. We are paying $3,000/mo and hope to get it knocked out within 12-14months. I hate debt with interest. Goal is to erase $44k in less than 18 months
This post was edited on 8/3/14 at 9:41 am
Posted on 8/3/14 at 9:38 am to kjntgr
Holy shite. If I paid 1000 a month mine would be paid off in less than a year.
180 a month here
180 a month here
Posted on 8/3/14 at 9:40 am to TigerTatorTots
I was upset about my daughter's $300/month until I read this thread.
Posted on 8/3/14 at 9:42 am to madamsquirrel
our payment is my choice to knock it out as quickly as possible. $500 is the minimumPosted on 8/3/14 at 9:46 am to TigerTatorTots
quote:
Goal is to erase $44k in less than 18 months
$44k for a master's? Was she OOS or at a badass school?
Posted on 8/3/14 at 9:48 am to The Easter Bunny
Minimum of around 1600/month between the wife and I. Both from law school loans
Posted on 8/3/14 at 9:52 am to The Easter Bunny
The 44k paid for her living and expenses too. Her parents paid for everything in undergrad, but she was on her own for grad school. 4 semesters + 2 summer sessions at LSUHSC
Posted on 8/3/14 at 10:03 am to kjntgr
I had $35K when I graduated and paid that off in 3 years...then I got married and took on her $130K in student loans. She's a pharmacist, so 4 years of OOS undergrad and 4 years of grad school, will add up quick. The good thing is that she came out making good money.
After consolidation, the minimum is around $800/month, but we're paying $1600/mo to speed things up.
After consolidation, the minimum is around $800/month, but we're paying $1600/mo to speed things up.
Posted on 8/3/14 at 10:05 am to kjntgr
I play $400 a month. Another quarterly payment to UW of $159.
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