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Shingle or metal roof?
Posted on 10/1/24 at 2:23 pm
Posted on 10/1/24 at 2:23 pm
Pros and cons of both. Cost difference. Longevity.
My 30 yr architectural shingles are toast at 20 yrs. Trying to decide what the best option is for replacement.
My 30 yr architectural shingles are toast at 20 yrs. Trying to decide what the best option is for replacement.
Posted on 10/1/24 at 2:27 pm to shiftworker
Half shingle, half metal. Best and worst of both worlds.
Posted on 10/1/24 at 2:28 pm to shiftworker
I had a metal roof and didn't care for it. Though I liked it when it lightly rained on brisk cold afternoons
Posted on 10/1/24 at 2:28 pm to shiftworker
Just my 0.02. I was a fan of metal until a massive hail storm rocked my neighborhood earlier this year. The 2 metal roofs in my neighborhood were both deemed "cosmetic" damage and not covered by insurance. They look like shite right now.
Posted on 10/1/24 at 2:29 pm to shiftworker
Neither. Turn your house into a roadster.
Posted on 10/1/24 at 2:29 pm to thegreatboudini
State Farm doesn't pay for crap.
Posted on 10/1/24 at 2:31 pm to thegreatboudini
quote:
Just my 0.02. I was a fan of metal until a massive hail storm rocked my neighborhood earlier this year. The 2 metal roofs in my neighborhood were both deemed "cosmetic" damage and not covered by insurance. They look like shite right now.
This.
We had a new roof put on earlier this year and this was one of the things we considered as well. Almost identical thing happened to the neighbor who has one. Insurance was really quick to deem it "cosmetic" as well.
Posted on 10/1/24 at 2:36 pm to BluegrassBelle
Im surprised the lenders allow that. It obviously impacts the value of the property.
Posted on 10/1/24 at 2:38 pm to shiftworker
Anecdotal, but a neighbor had a metal roof that was about 26 years old, and their insurance was threatening to drop them due to the age of the roof.
No issues, no damage, no coverage
They were older and retired, but were being forced to pay out of pocket to replace a perfectly good roof to satisfy underwriting
No issues, no damage, no coverage
They were older and retired, but were being forced to pay out of pocket to replace a perfectly good roof to satisfy underwriting
Posted on 10/1/24 at 3:05 pm to thegreatboudini
quote:
Just my 0.02. I was a fan of metal until a massive hail storm rocked my neighborhood earlier this year. The 2 metal roofs in my neighborhood were both deemed "cosmetic" damage and not covered by insurance. They look like shite right now.
Got to read the fine print in your homeowners. Meant you had a cosmetic exclusion on your policy. The cost difference in having or not having that exclusion most of the time is minimal. We replace metal roofs all the time, just have to have the right coverage.
Posted on 10/1/24 at 3:08 pm to shiftworker
Thatch is the way to go. Material is available in most any field.


Posted on 10/1/24 at 3:08 pm to iwyLSUiwy
i am really dumb. Why are roofs black? seems inefficient to put a black roof on a house that runs a/c all-day
Posted on 10/1/24 at 3:17 pm to Dire Wolf
quote:
Why are roofs black? seems inefficient to put a black roof on a house that runs a/c all-day
Dark roofs keep your house warmer in the winter and help prevent buildup of snow or ice in climates where those are concerns.
They also show less dirt.
Posted on 10/1/24 at 3:40 pm to thegreatboudini
quote:
The 2 metal roofs in my neighborhood were both deemed "cosmetic" damage and not covered by insurance.
Well I agree with insurance here. You aren’t paying insurance for a pretty roof, you’re paying insurance for a sound roof.
Posted on 10/1/24 at 3:46 pm to Dire Wolf
quote:
i am really dumb. Why are roofs black? seems inefficient to put a black roof on a house that runs a/c all-day
There are some pretty good shingles out there nowadays that color really isn't an issue. Used to be black roofs were a no go in Louisiana. Now you have companies that make shingles with more modified polymer/rubber in them and less asphalt and tar (in addition to using a synthetic felt instead of tar paper) so they don't get as hot. You can go on them in the middle of the summer and the black roof will be pretty much the same temp as the light grey.
Posted on 10/1/24 at 4:43 pm to DiamondDog
Been ripping people off for years... like Cox Cable
Posted on 10/1/24 at 4:47 pm to SG_Geaux
quote:
Tesla roof
Only if you have a spare 100k burning a hole in your pocket.
Posted on 10/1/24 at 4:55 pm to shiftworker
I'll live in a tent before I ever have another metal roof.
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