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Started By
Message
will my health inurance cover my accident?
Posted on 12/27/15 at 9:50 am
Posted on 12/27/15 at 9:50 am
I tripped and fell at the neighbors house. this resulted in me having to have a minor surgery on my wrist. however, I have received my "explanation of benefits" from my health insurance co. it came with a form that they want me to fill out. the form asks multiple questions about my neighbors insurance and such. I certainly do not want to sue my neighbor's home owners. what can I do? will my health insurance pay the hospital?
18
Posted on 12/27/15 at 9:51 am to oldcharlie8
Yes, probably.
Posted on 12/27/15 at 9:51 am to oldcharlie8
Good luck with this not ending your friendship with the neighbors
Posted on 12/27/15 at 9:53 am to Deactived
quote:
Good luck with this not ending your friendship with the neighbors
I refuse to sue them. I just want to know if the insurance will pay the hospital if I don't.
Posted on 12/27/15 at 9:53 am to oldcharlie8
the insurances should work it out with each other
with only a heads up for what's not covered and why
there should be no throwing down the gauntlet going on
with only a heads up for what's not covered and why
there should be no throwing down the gauntlet going on
Posted on 12/27/15 at 9:53 am to oldcharlie8
quote:
it came with a form that they want me to fill out. the form asks multiple questions about my neighbors insurance and such. I certainly do not want to sue my neighbor's home owners. what can I do? will my health insurance pay the hospital?
Bye BYE being friends with the Neighbors..........
Posted on 12/27/15 at 9:54 am to Deactived
quote:
Good luck with this not ending your friendship with the neighbors
Not being friends with the owners of a deathtrap is a good thing.
Posted on 12/27/15 at 9:54 am to oldcharlie8
The insurance company wants to ensure that there is not a third party liable for your injury under which they can recover what they've paid out.
They are still responsible to pay for your treatment.
They are still responsible to pay for your treatment.
Posted on 12/27/15 at 9:55 am to oldcharlie8
Your insurance is going to try and go after the other's dollars. I'm not certain but they may short you and require you to file under your neighbor's policy to cover the remainder.
Posted on 12/27/15 at 9:55 am to Antonio Moss
quote:
They are still responsible to pay for your treatment.
thanks. so.......I don't have to fill out that form, right?
Posted on 12/27/15 at 9:57 am to oldcharlie8
It's bullshite what these insurance companies do. If you friend has no liability your insurance l will still deny because it is accident related. Ultimately they will pay but it's a hassle.
Posted on 12/27/15 at 9:59 am to oldcharlie8
If you tripped for no other reason except just tripped, I don't think your friends homeowners would be liable.
Posted on 12/27/15 at 10:00 am to oldcharlie8
Doesn't sound like you just "fell down the stairs". If he's beating you you can tell us
Posted on 12/27/15 at 10:01 am to oldcharlie8
Why did you tell anyone it happened at a neighbor's for them to question? You should have just told them you fell.
Posted on 12/27/15 at 10:01 am to oldcharlie8
I don't understand. This seems like a lot of extra work. Do you have insurance?
You fell and you hurt your wrist. You get surgery. You pay your deductible.
You fell and you hurt your wrist. You get surgery. You pay your deductible.
Posted on 12/27/15 at 10:01 am to el Gaucho
quote:
Doesn't sound like you just "fell down the stairs". If he's beating you you can tell us
went to visit them. got out of my truck and just slipped and fell.
Posted on 12/27/15 at 10:02 am to Sir Drinksalot
quote:
Do you have insurance?
meah yeah.
but.......my insurance wants to know my neighbor's insurance info so they can investigate.
Posted on 12/27/15 at 10:03 am to oldcharlie8
Sounds like an abusive relationship
Posted on 12/27/15 at 10:07 am to el Gaucho
I think he needs to get Gordon because a truck is involved.
This post was edited on 12/27/15 at 10:08 am
Posted on 12/27/15 at 10:09 am to oldcharlie8
One call, that's all
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