Domain: tiger-web1.srvr.media3.us Do you have a separate checking account from the spouse? | Page 7 | O-T Lounge
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re: Do you have a separate checking account from the spouse?

Posted on 1/18/22 at 12:10 pm to
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 1/18/22 at 12:10 pm to
quote:

Clearly many on here do the same thing, so I'm not knocking you personally. It's just such a weird concept to me. We have always had a joint checking, and we always check with each other first about large purchases. No big deal.


Reading some of the posts here makes me think a lot of people are trying to be married “in name only”, and are just splitting the cost of a house.
Posted by tigahbruh
Louisiana
Member since Jun 2014
2860 posts
Posted on 1/18/22 at 12:46 pm to
Separate personal accounts with a joint account for bill pay.
Posted by artompkins
Orange Beach, Al
Member since May 2010
6358 posts
Posted on 1/18/22 at 12:48 pm to
Our paychecks go in a joint account. My Marine retirement and VA disability go in my Navy Fed account and her small business money goes in her own account.keeps things simple.
Posted by Grateful Reb
Member since Apr 2011
8070 posts
Posted on 1/18/22 at 12:51 pm to
Why would you marry someone that you can’t trust to share a checking account with? Wtf?
Posted by tgrmeat
Member since Sep 2020
5778 posts
Posted on 1/18/22 at 12:53 pm to
We have always viewed our finances as combined. Nothing is mine or hers, but we got in the habit of having separate checking accounts when we were young and broke and our balances stayed low most of the time. It was so we could avoid having to keep track of purchases made by the other and spending money that wasn't there.
Posted by HubbaBubba
North of DFW, TX
Member since Oct 2010
51234 posts
Posted on 1/18/22 at 12:54 pm to
Will have been married 23 years in April. We've both had independent accounts since we married. Never have co-mingled our income.
Posted by GreenRockTiger
vortex to the whirlpool of despair
Member since Jun 2020
59992 posts
Posted on 1/18/22 at 12:55 pm to
It’s always been a joint account, even when I worked
Posted by HubbaBubba
North of DFW, TX
Member since Oct 2010
51234 posts
Posted on 1/18/22 at 12:57 pm to
quote:

TDsngumbo
quote:

Absolutely not. We’re not trying to get divorced.
So, do you also use the speaker every time you have a phone call so she can listen in on that, too?
Posted by DaBeerz
Member since Sep 2004
18309 posts
Posted on 1/18/22 at 1:03 pm to
quote:

So, do you also use the speaker every time you have a phone call so she can listen in on that, too?


Exactly, do the joint only people read all their spouses texts, social media inbox? Do they have to know there phone passcode too? I don’t know my wife’s passcode on her phone and don’t care. How does having separate accounts not equal trust or a loving marriage?

Different strokes for different folks, it doesn’t matter either way, if it works for your marriage
This post was edited on 1/18/22 at 1:05 pm
Posted by jchamil
Member since Nov 2009
19137 posts
Posted on 1/18/22 at 1:03 pm to
quote:

Why would you marry someone that you can’t trust to share a checking account with? Wtf?



Why would you marry someone you don't trust enough to have their own account? Got to watch her spending to make sure she isn't spending too much on Jody? Works both ways
I just love that everyone in this thread thinks their way is the only way
Posted by jchamil
Member since Nov 2009
19137 posts
Posted on 1/18/22 at 1:04 pm to
quote:

Exactly, do the joint only people read all their spouses texts, social media inbox? Do they have to know there phone passcode too? I don’t know my wife’s passcode on her phone and don’t care. How does having separate accounts not equal trust or a loving marriage?



Couples joint Facebook accounts as well most likely
Posted by Steadyhands
Slightly above I-10
Member since May 2016
7133 posts
Posted on 1/18/22 at 1:08 pm to
quote:

Why would you marry someone you don't trust enough to have their own account?


I don't think this is a trust thing for either side. Some people separate their bills, which is weird to me. We have all money go to the same accounts and pay bills from one checking/day to day spend from the other checking.
Posted by tigahbruh
Louisiana
Member since Jun 2014
2860 posts
Posted on 1/18/22 at 1:10 pm to
quote:

Exactly, do the joint only people read all their spouses texts, social media inbox? Do they have to know there phone passcode too? I don’t know my wife’s passcode on her phone and don’t care. How does having separate accounts not equal trust or a loving marriage?

Agreed. Seems to me that insisting on joint accounts shows a lack of trust.
The average amount for normal monthly bills goes from both of our paychecks into the joint acct and then we have our own accounts for other shite. If there is a big ticket item that requires us to coordinate monies, then we work it out.
Sadly enough, we do share an Amazon account since I don't want to pay double the yearly Prime fee.
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14524 posts
Posted on 1/18/22 at 1:19 pm to
I never understood anyone having a strong opinion on either side of this issue. Any true marriage built to last would easily be able to make either option work. So it should simply be a matter of personal preference.
Posted by sms151t
Polos, Porsches, Ponies..PROBATION
Member since Aug 2009
140759 posts
Posted on 1/18/22 at 1:19 pm to
Yes we have seperate checking accounts and have joint account.
Posted by LSUtoBOOT
Member since Aug 2012
19659 posts
Posted on 1/18/22 at 1:21 pm to
quote:

Do you have a separate checking account from the spouse?


Women control 90% of the money and 100% of the pussy, does it really matter?
Posted by Grateful Reb
Member since Apr 2011
8070 posts
Posted on 1/18/22 at 1:23 pm to
Huh? Has nothing to do with monitoring spending and everything to do with preferential treatment you receive by having higher balance when you combine.

Yikes. There are some broke motherfrickers up in here
Posted by jchamil
Member since Nov 2009
19137 posts
Posted on 1/18/22 at 1:23 pm to
quote:

I don't think this is a trust thing for either side


That was my point. The trust aspect of this is silly

quote:

Some people separate their bills, which is weird to me


My wife pays our utility and internet bills because when she first moved in she needed two bills in her name at our address to change her drivers license info. We have just never changed it from doing it that way
Posted by jchamil
Member since Nov 2009
19137 posts
Posted on 1/18/22 at 1:24 pm to
quote:

Has nothing to do with monitoring spending and everything to do with preferential treatment you receive by having higher balance when you combine.



So why the trust aspect then?

quote:

ikes. There are some broke motherfrickers up in here


You need your spouse to have a high checking account balance? LOL
Posted by GreenRockTiger
vortex to the whirlpool of despair
Member since Jun 2020
59992 posts
Posted on 1/18/22 at 1:26 pm to
quote:

You need your spouse to have a high checking account balance? LOL

Yes bc I don’t work
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