Domain: tiger-web1.srvr.media3.us Is there a point where time is more valuable than money? | Money Talk
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Is there a point where time is more valuable than money?

Posted on 6/28/25 at 9:03 pm
Posted by Artificial Ignorance
Member since Feb 2025
1424 posts
Posted on 6/28/25 at 9:03 pm
If yes, what is that point for you / your family?
Posted by hottub
Member since Dec 2012
3653 posts
Posted on 6/28/25 at 9:07 pm to
Starting paying your future self early in life and give yourself more time for the things you like/love when you will truly appreciate it.
Posted by Rize
Spring Texas
Member since Sep 2011
19120 posts
Posted on 6/28/25 at 9:19 pm to
quote:

If yes, what is that point for you / your family?


I turned 44 yesterday and I’m not there yet. Work 35 to 40 hrs a week and take 6 weeks off per year so feel like I can do what I want when I want within reason.

Feel like I might as well keep doing what I’m doing vs finding a part time job at some point. I could probably back down to about 30 hours a week towards the end of my career and most of my work is remote just have to be in the office for about 8 hrs a week.
Posted by GEAUXT
Member since Nov 2007
30448 posts
Posted on 6/28/25 at 9:19 pm to
When all of your daily and future needs are met any additional money/effort should go to retaining as much time as you can.
Posted by TigerMan327
Elsewhere
Member since Feb 2011
6119 posts
Posted on 6/28/25 at 9:41 pm to
Time will always be more valuable than money. The question is how long will it take you to realize it
Posted by Bill Parker?
Member since Jan 2013
5315 posts
Posted on 6/28/25 at 9:54 pm to
When you have kids.

Made a career change when my kids were young to get away from running my own business that kept me busy 7 days a week. Not the best situation for a family with young kids.

Almost twenty years in this business, and I had a great life/work balance and a good career and great family life. Kids are now in college and doing well, and I'm in overdrive and turning down work.

The time was way more valuable than money.
Posted by Auburn80
Backwater, TN
Member since Nov 2017
9840 posts
Posted on 6/28/25 at 10:11 pm to
My career was limited by my family being more important to me, but we didn’t lack for anything. Late in my career I made a change to earn more money to pay for college. Retired after last kid graduated. I’m not filthy rich, but I’m not poor either.
Posted by wfallstiger
Wichita Falls, Texas
Member since Jun 2006
15012 posts
Posted on 6/28/25 at 10:47 pm to
Time is always more valuable than money.

Money is always available - Time, not

Am 69 - don't miss any meals but miss the time lost
Posted by Billy Blanks
Member since Dec 2021
5007 posts
Posted on 6/28/25 at 11:04 pm to
2 life milestones:

1.When you can start affording someone to mow your lawn for you imo.
2. Pay for fast passes in any case.
Posted by Shamoan
Member since Feb 2019
13581 posts
Posted on 6/29/25 at 12:02 am to
Yes…any point past the age of 21-22.
Posted by Nole Man
Somewhere In Tennessee!
Member since May 2011
8833 posts
Posted on 6/29/25 at 7:23 am to
Time is valuable when you realize you don't have much of it left.

According to the most recent data from the CDC's National Center for Health Statistics, the average life expectancy for males in the United States in 2023 was reported as 75.8 years.

Average Life Expectancy

So, do your own math. Theoretically, how much time do you have left and think about that

I'm 69. That'd mean I have maybe 5-10 years left. Could be more. Could be less. That's a sobering thought.
This post was edited on 6/29/25 at 7:57 am
Posted by Mariner
Mandeville, LA
Member since Jul 2009
2582 posts
Posted on 6/29/25 at 7:48 am to
Yes. When you realize that the opportunity cost of doing things yourself rather than making a living and increasing revenue comes out to be more than if you just hired someone to do it.

The hardest part is getting to that threshold, because at first you will think that you could save that $ by doing it yourself, but you are limiting your earning potential. Once you get past that its a no brainer.

Wealthy people only do things themselves like cut the grass if its a hobby or stress relief from work. For them, an opportunity to earn income comes first above all. Valuing time over money needs to be looked at as a business expense.

When you go to Home Depot, what is the ratio of wealthy people to middle class people? Its pretty lopsided. The customers there tend to value money over time.
Posted by horsesandbulls
Destin, FL
Member since Jun 2008
5180 posts
Posted on 6/29/25 at 8:11 am to
I pay for a yard guy, pool guy and maid. I see the money I pay for these services as buying my time back.
Posted by CuseTiger
Member since Jul 2013
9021 posts
Posted on 6/29/25 at 8:19 am to
Good question and one I'm contemplating today. It's looking like my flight from San Fran to Atlanta is oversold by at least 7 people so I'll have to contemplate how much money would be it worth it to give up my seat and be rebooked on a flight 9 hours later.
Posted by makersmark1
earth
Member since Oct 2011
20765 posts
Posted on 6/29/25 at 8:24 am to
Now
Posted by diat150
Louisiana
Member since Jun 2005
47467 posts
Posted on 6/29/25 at 8:36 am to
quote:

I'm 69. That'd mean I have maybe 5-10 years left. Could be more. Could be less. That's a sobering thought.


Mid 40’s here

Just thinking that I will be mid 50’s in 10 years is pretty sobering. Many die in their 50’s or end up having serious medical issues that slow them down.

Get the things done that you want to get done while you can still enjoy them. No guarantee you will stay healthy even though you may live longer
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14525 posts
Posted on 6/29/25 at 9:21 am to
This is a great question I am currently struggling with. I’ve always cut my own grass. Takes me over an hour to do it all. I cut once a week after work, home at 5:30 and it’s 7:00 or later by the time I am out the shower.

Two young kids and another on the way so life is as expensive as ever.. and minimizing expenses seems necessary. But the day I cut grass is basically a day I don’t see my kids but for a few minutes in the morning and before bed. So what the hell am I even doing?
Posted by Lsut81
Member since Jun 2005
84209 posts
Posted on 6/29/25 at 9:53 am to
Now... My thinking has evolved a lot over there years due to numerous events in life that shifted me away from save save save to spend and enjoy money/life. Also that time is more valuable than saving/more money.

I read Naval Ravikant's book a while back and there was definitely an "aha" moment when he talks about putting a price on his time. Set what you can easily make or what your time is worth and if what said activity brings isn't worth that much in your pocket, then don't do it.

Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32148 posts
Posted on 6/29/25 at 10:05 am to
A desired finite resource is always more valuable than a desired infinite resource. Until the day comes that money can buy more time, I’ll use money to buy back time I would otherwise have to give away.
Posted by CharlesUFarley
Daphne, AL
Member since Jan 2022
968 posts
Posted on 6/29/25 at 1:17 pm to
If you don't immediately know the answer to this, it means you haven't had a sh!tty enough job yet.
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