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re: Anyone else wondering if they make it to retirement b/c of AI?
Posted on 2/26/26 at 7:14 am to reds on reds on reds
Posted on 2/26/26 at 7:14 am to reds on reds on reds
quote:
AI can walk onto a ship and do surveys, construction oversight, incline experiments, damage assessments?
If his company or naval division is doing what they should be doing, he’s rarely ever touching a foot down on an actual vessel. He has a lower paid staff member that goes and does the field stuff while the architect is a desk jockey to maximize his value - for now
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Posted on 2/26/26 at 7:19 am to ghost2most
I’m 32 with a white collar job, low chance I make it to a normal retirement age. I’m already on pace for an early retirement but need to keep progressing faster to make it out before AI forces me out.
I also believe eventually everyone will be on a UBI, but I expect there will be class differences based on what class you were in BEFORE UBI - meaning the rich will stay rich, the poor will stay poor but have their basic needs met, and the in between will wash out to the poor side if AI takes their jobs too soon. Most of us are at risk as being in the middle and need to take advantage of the earning years we have left. Once AI has taken our jobs, there will be no mechanism for making money greater than UBI, so there won’t be a way to increase your financial status
I also believe eventually everyone will be on a UBI, but I expect there will be class differences based on what class you were in BEFORE UBI - meaning the rich will stay rich, the poor will stay poor but have their basic needs met, and the in between will wash out to the poor side if AI takes their jobs too soon. Most of us are at risk as being in the middle and need to take advantage of the earning years we have left. Once AI has taken our jobs, there will be no mechanism for making money greater than UBI, so there won’t be a way to increase your financial status
Posted on 2/26/26 at 8:09 am to Upperdecker
quote:
low chance I make it to a normal retirement age. I’m already on pace for an early retirement but need to keep progressing faster to make it out before AI forces me out.
The race against AI is very real. The sooner you recognize and plan for it the better.
Posted on 2/26/26 at 8:23 am to ghost2most
Absolutely.
I'm right in the thick of it. On my 4th technology startup and I forecast this being my last one.
This is the most promising of the 4, and I do see a path to an exit in 2-4 years. If that happens my financial anxiety all but goes away, but if we never exit I'm likely looking to buy a small local business in 3-5 years and totally get out of this race.
I'm right in the thick of it. On my 4th technology startup and I forecast this being my last one.
This is the most promising of the 4, and I do see a path to an exit in 2-4 years. If that happens my financial anxiety all but goes away, but if we never exit I'm likely looking to buy a small local business in 3-5 years and totally get out of this race.
This post was edited on 2/26/26 at 8:26 am
Posted on 2/26/26 at 8:36 am to Upperdecker
quote:
Once AI has taken our jobs, there will be no mechanism for making money greater than UBI, so there won’t be a way to increase your financial status
I disagree with this. I think there will be a renaissance of things like the arts, outdoors, live performances, health services (trainers, coaches, etc.).
For example, when I retire at my current trajectory I want to workout more, swim, learn to sail, etc. I'll gladly pay an expert to help me accellerate those things in person to have more human interaction and live 1 on 1 expertise. Maybe there won't be millions of these jobs, but there will be opportunities for people to side hustle beyond their UBI.
Posted on 2/26/26 at 8:44 am to reds on reds on reds
quote:
I’m 32 and a naval architect and my wife is a surgeon. I don’t see AI replacing either of our jobs before we retire.
This is the most surprising take i see when it comes to this conversation. It's just a matter of time. At the pace it's going now, that time is way sooner than you realize
Posted on 2/26/26 at 9:03 am to ghost2most
I think I'm being naive but AI may replace a lot of jobs but new opportunities will arise. I just see AI as another tool. I remember the 80's and how many jobs were being replaced by computers. Then the internet came along and disrupted, then smartphones, etc. Things evolve, we can only predict what may or may not happen.
Posted on 2/26/26 at 9:11 am to LSUFanHouston
quote:
AI can do very simple things ok. It’s really struggling with anything that requires nuance.
Is there good commercially available AI for CPAs at this point? Is it making work life balance better for tax season?
This post was edited on 2/26/26 at 9:17 am
Posted on 2/26/26 at 9:12 am to Cdawg
quote:
I think I'm being naive but AI may replace a lot of jobs but new opportunities will arise
There will be, but anything that requires basic knowledge work or data entry is going to be more than likely done by AI. Your physical jobs are safe for now until robotics start coming for those. Unless we get some sort of big regulations (which I don't see how bc of China's push) we are headed for a lot of people being unemployed.
Posted on 2/26/26 at 9:37 am to ghost2most
I’m early 40s and don’t worry about it for myself as much but am really worried for my children. Have no idea what to even advise them to pursue as a career.
Posted on 2/26/26 at 9:56 am to ghost2most
We work in Risk Assessment for a huge Insurance company.
The company started using an AI program, which does our job, in November of 25' so twelve of us are running out of work by 10 am daily.
We've asked several times, management keeps saying they have no plans to reduce staff "at this time".
The company started using an AI program, which does our job, in November of 25' so twelve of us are running out of work by 10 am daily.
We've asked several times, management keeps saying they have no plans to reduce staff "at this time".
Posted on 2/26/26 at 10:01 am to The Torch
Yes, some jobs will get displaced. Banks used to have employees manually logging debits and credits on paper. Obviously computers wiped those jobs out.
People need to relax with the doom and gloom. Yes, jobs will get wacked. New jobs will be created, and those are who are able to use AI tools to make themselves 100% more efficient will win out in this.
Just like every other innovation, the ones who are able to adapt and use the tools to make them better will come out ahead. If you are an accountant, learn the best models to make you do your job faster, etc.
People need to relax with the doom and gloom. Yes, jobs will get wacked. New jobs will be created, and those are who are able to use AI tools to make themselves 100% more efficient will win out in this.
Just like every other innovation, the ones who are able to adapt and use the tools to make them better will come out ahead. If you are an accountant, learn the best models to make you do your job faster, etc.
Posted on 2/26/26 at 5:00 pm to Cdawg
quote:Those technologies created opportunities. Anything AI creates will be temporary, and nothing compared to the destruction it will leave in its wake
I just see AI as another tool. I remember the 80's and how many jobs were being replaced by computers. Then the internet came along and disrupted, then smartphones, etc. Things evolve, we can only predict what may or may not happen.
Posted on 2/26/26 at 5:00 pm to TigahsOnTop
quote:Like?
New jobs will be created
This is really naive
Posted on 2/26/26 at 5:26 pm to Triple Bogey
quote:
There will be, but anything that requires basic knowledge work or data entry is going to be more than likely done by AI. Your physical jobs are safe for now until robotics start coming for those. Unless we get some sort of big regulations (which I don't see how bc of China's push) we are headed for a lot of people being unemployed.
If I had a dollar for every time this was the accepted narrative as we entered an era of new disruptive technology the last 100 years, I'd have about $10.
Posted on 2/26/26 at 5:35 pm to ghost2most
I recently retired at 60, with a decent portfolio from 401k and my own investments. AI is what really tipped the scales in favor of retirement alliwing me to more actively manage my retirement accounts.
With the help of YouTube I’ve managed to become good enough at trading to make more money than working and grow my accounts. I started just trading a few shares of penny stocks until I felt confident enough to move to more lucrative trades.
Posted on 2/26/26 at 6:14 pm to ghost2most
Should've chose a better profession.
Posted on 2/26/26 at 6:40 pm to ghost2most
I am in IT and might just retire this year. I don't think i want to deal with AI.
Posted on 2/26/26 at 8:14 pm to ghost2most
Will hit the trades if I lose my job as an accountant
Posted on 2/26/26 at 9:01 pm to ronricks
I have to ask - why would they pay you to leave? If you are providing any value to the company at all, why on earth would they pay you even $1 to leave? If you are valuable, they would pay you to stay, not to leave.
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