- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Winter Olympics
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
3
Posted on 4/9/25 at 2:56 pm to InkStainedWretch
Do not limit your happiness to younger folks. My wife and I also retired. You opened a Money Market account but squandered the opportunity to buy low and sell high?
Posted on 4/9/25 at 2:58 pm to deltaland
Thank you..I added yesterday. Voo Coin Nvda...
Posted on 4/9/25 at 2:59 pm to deltaland
I bought into the storm. Sitting pretty but looking for another opportunity.
Posted on 4/9/25 at 3:03 pm to CharleyLake
I have no issues with anyone who does, but we're simply not inclined to play the buy low and sell high game at this point. As noted, if we earn enough return to replace what we take out each year, we're good. If we do better, we're certainly not going to send the money back.
We simply do not want to be that heavy into equities at this point, not even 50-50. Vanguard's Wellesley is pretty much the mix we want, eyeing that one for a return.
And again, I don't think this turmoil is over.
We simply do not want to be that heavy into equities at this point, not even 50-50. Vanguard's Wellesley is pretty much the mix we want, eyeing that one for a return.
And again, I don't think this turmoil is over.
This post was edited on 4/9/25 at 3:07 pm
Posted on 4/9/25 at 3:04 pm to Jake009
“Did I catch the bottom? No”
Been dca ing for a few days.. and did move a larger chunk from straight cash.. but idk
You really think we have seen bottom.. ? to date it has just been reactions to announcements..
Depends on how these really play out and and our longer term economics.. idk?
Been dca ing for a few days.. and did move a larger chunk from straight cash.. but idk
You really think we have seen bottom.. ? to date it has just been reactions to announcements..
Depends on how these really play out and and our longer term economics.. idk?
Posted on 4/9/25 at 3:06 pm to VABuckeye
not a securities lawyer but since he didnt mention a specific equity i think hes protected from any pump and dump litigation 
im not exactly amused with this bullshite either after taking a 5 digit haircut, but i may as well try to play the game, buy low, and trust whatever the frick hes doing
im not exactly amused with this bullshite either after taking a 5 digit haircut, but i may as well try to play the game, buy low, and trust whatever the frick hes doing
Posted on 4/9/25 at 3:09 pm to VABuckeye
quote:
Which sort of was an admission that he's manipulating the market, no?
I mean, if we are going this route, any and all governmntal economic actions are manipulating the market. I'm not necessarily opposed to labeling it that, but wouldn't be really fair to limit it to this scenario because Trump did what he said he was going to be doing for the last few months
Posted on 4/9/25 at 3:09 pm to InkStainedWretch
Idk anything about your situation, but I often see retirees that misunderstand how long their timeline actually is. Money you need in the next 3-7 years may not be in stocks, but a large chunk can often be there since it’s not needed for a relatively long time.
Posted on 4/9/25 at 3:16 pm to slackster
Understood. We're going to get back in sooner than later but I may leave a significant chunk in cash for a while. Again, we're simply not going to have as much in equities as we did 25 years ago but I'm not liking what I'm seeing in the bond market, not seeing it as a foundation or safe haven at present. Again, that's what spooked me and it still spooks me regardless of what the DJ did today. We were in the mid 50s in bonds and I'm leery of doing that right now.
Honestly, my decision ... which I do not regret ... was calling timeout to do some serious restructuring on what I want to do with those IRAs, because that's all the retirement money besides SS we have. (My wife and I married late and had kids late, we were in late 50s when last one graduated from high school, so doing other things to help retirement position wasn't a high concern when you're trying to support and house and educate teenagers.)
Honestly, my decision ... which I do not regret ... was calling timeout to do some serious restructuring on what I want to do with those IRAs, because that's all the retirement money besides SS we have. (My wife and I married late and had kids late, we were in late 50s when last one graduated from high school, so doing other things to help retirement position wasn't a high concern when you're trying to support and house and educate teenagers.)
This post was edited on 4/9/25 at 3:27 pm
Posted on 4/9/25 at 3:25 pm to GoCrazyAuburn
It's more the "buy now" comment. 
Posted on 4/9/25 at 3:29 pm to deltaland
I shuffled some money around.
Now I have new positions in NVDA, NBIS and ADBE. Plus topped off some of my others like V and AXP.
Sold NKE though. Which sucks….but they were dragging before all of this happened.
Now I have new positions in NVDA, NBIS and ADBE. Plus topped off some of my others like V and AXP.
Sold NKE though. Which sucks….but they were dragging before all of this happened.
Posted on 4/9/25 at 4:56 pm to SquatchDawg
Did nothing with our 401ks and other stocks, as usual.
Decided to fully fund two 2024 IRAs early this morning with buys of two Vanguard growth and whole market funds. Maybe I timed something right for a change, quite by accident, but probably not.
Decided to fully fund two 2024 IRAs early this morning with buys of two Vanguard growth and whole market funds. Maybe I timed something right for a change, quite by accident, but probably not.
Posted on 4/9/25 at 4:57 pm to InkStainedWretch
quote:
Honestly, my decision ... which I do not regret ... was calling timeout to do some serious restructuring on what I want to do with those IRAs, because that's all the retirement money besides SS we have. (My wife and I married late and had kids late, we were in late 50s when last one graduated from high school, so doing other things to help retirement position wasn't a high concern when you're trying to support and house and educate teenagers.)
I get it, and as I said, good luck. Consider your money in buckets rather than one lump sum and it can really help settle nerves. The money you need for next year should come from either portfolio income or cash/cash like investments. Make a similar plan for each year for the next 3-5. Then consider some longer term bonds or conservative investments for the 5-10y timeframe. Lastly, money you don’t need for 10y+ can be in stocks that you start to wind down over the next 5 years to continuously redo the process.
If stocks suck for a few years you can lean on the ladder of buckets, if they’re great you use them instead and stretch your buckets out another year or two. Etc etc
Posted on 4/9/25 at 5:02 pm to deltaland
Bought a hand full of long calls most of which were ITM this afternoon.
Got a little lucky on some long calls on Boeing a week or so ago when it was down in low 150's. Then it popped back to over 180 turning $500 calls into 2900 sales.
Rinse and repeat.
Posted on 4/9/25 at 5:07 pm to deltaland
I DCA a set amount each week in several ETFs. Kind of wondered but stayed the course with no change. Did add more to NVDA when it dropped. Got it at $96. Kept watching the candles on UVIX over that past week and did very well doing some daily trading, but not today's allocation, so lost on that a few hundred so not much really.
Market reacted to the pause, but the work still needs to be done, and we'll see what it ends up. The China situation is still very problematic for the markets, so I expect some eventual discord after the euphoria of today wears off.
Market reacted to the pause, but the work still needs to be done, and we'll see what it ends up. The China situation is still very problematic for the markets, so I expect some eventual discord after the euphoria of today wears off.
Posted on 4/9/25 at 5:17 pm to Nole Man
Good post.
I would have bought more crypto but I dumped all my “spending money” at the lows a couple years ago.
I’d still be cautious moving forward, like you said.
I would have bought more crypto but I dumped all my “spending money” at the lows a couple years ago.
I’d still be cautious moving forward, like you said.
Posted on 4/9/25 at 5:21 pm to deltaland
quote:
To those who simply held on
Posted on 4/9/25 at 5:52 pm to Nole Man
As I have been saying, the situation with bonds still scares me. We are vulnerable there IMO.
Posted on 4/9/25 at 5:54 pm to slackster
Thanks for the advice.
Along with fear of what bonds were doing, as much as anything I didn’t like how we were situated fund wise and since we were in funds not ETFs (that could change) I figured it was best to resituate from a standing still position rather than on the fly.
Along with fear of what bonds were doing, as much as anything I didn’t like how we were situated fund wise and since we were in funds not ETFs (that could change) I figured it was best to resituate from a standing still position rather than on the fly.
Page 2 of 6
Popular
Back to top
Follow TigerDroppings for LSU Football News