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Posted on 1/18/22 at 9:30 am to fallguy_1978
quote:
I pay a vehicle note
I thought everyone here paid cash for everything?
Posted on 1/18/22 at 9:32 am to bbarras85
quote:
I thought everyone here paid cash for everything?
just bought a new truck, was prepared to pay cash but 0% financing, why?
Posted on 1/18/22 at 9:33 am to bbarras85
quote:
I thought everyone here paid cash for everything?
Guess I'm OT poor
Posted on 1/18/22 at 9:33 am to 777Tiger
That's good I guess.
why on earth would you buy a new vehicle right now though? They are outrageously expensive.
why on earth would you buy a new vehicle right now though? They are outrageously expensive.
Posted on 1/18/22 at 9:34 am to lsu xman
We were going to do this, but it was too much work. One account has worked out fine.
Posted on 1/18/22 at 9:35 am to bbarras85
quote:
why on earth would you buy a new vehicle right now though? They are outrageously expensive.
was ready for a new one, was happy with the price, surprisingly, they negotiated quite a bit, I was prepared for little to no negotiating
Posted on 1/18/22 at 9:39 am to bbarras85
quote:We just had to buy new appliances (washer/dryer/fridge) and a new car + grad school tuition for one + undergrad tuition for the youngest. Paid cash for the appliances & both kids tuition & financed the car at 0% for 3 yrs.
I thought everyone here paid cash for everything?
Posted on 1/18/22 at 10:28 am to Louisiana Gator
quote:
I agree. I never understood having separate accounts. Just communicate with your significant other. Thats what we do. We spend money and if we are making a big purchase then we talk about it. I have seen couples that have separate accounts where the wife is struggling to pay for food and the husband doesn't care because he has his money. Blew my mind
They are married on paper only. Not what a marriage actually should be though, it’s putting your money and the love of it above your spouse and your love for them which is nuts.
Posted on 1/18/22 at 10:48 am to lsu xman
Yes, it was the best decision for me.
Posted on 1/18/22 at 10:55 am to lsu xman
Yes...we each have separate and have a joint that we both contribute to. I don't give a shite when she buys stupid redundant decorations for the house, and she doesn't care when I buy my millionth bottle of bourbon.... but also we have a really nice joint account and at the end of the day are both responsible. It works for us
Posted on 1/18/22 at 11:28 am to lsu xman
Joint accounts for bills, savings / investments.
Here's our situation:
- She and I don't like to shop and don't spend frivolously.
- We have conversations about big purchases
- We never argue about purchases or spending
- We rarely argue about anything however
My Dad gave my Mom money to go shopping with. She would spend every penny. He controlled all their accounts.
It all depends on what you are comfortable with. No wrong answer.
Here's a question for you all w separate accounts: do you split driving duties equally?
Here's our situation:
- She and I don't like to shop and don't spend frivolously.
- We have conversations about big purchases
- We never argue about purchases or spending
- We rarely argue about anything however
My Dad gave my Mom money to go shopping with. She would spend every penny. He controlled all their accounts.
It all depends on what you are comfortable with. No wrong answer.
Here's a question for you all w separate accounts: do you split driving duties equally?
Posted on 1/18/22 at 11:32 am to BrohemAlem11
quote:
Yes...we each have separate and have a joint that we both contribute to. I don't give a shite when she buys stupid redundant decorations for the house, and she doesn't care when I buy my millionth bottle of bourbon.... but also we have a really nice joint account and at the end of the day are both responsible. It works for us
Pretty much what we do. Savings and retirement accounts are joint, we share our main credit cards, and we keep our own checking accounts we had before being married.
How do people with joint everything buy gifts for your wives without them seeing you spent $X at Anthropology?
Posted on 1/18/22 at 11:33 am to lsu xman
We have separate accounts at home. Her account usually pays for vacations and nice big purchases. Mine just covers our day to day expenses and bills.
Posted on 1/18/22 at 11:36 am to lsu xman
Cannot fathom marrying someone and not trusting them enough for a joint/access to all accounts.
That's wild.
That's wild.
This post was edited on 1/18/22 at 11:37 am
Posted on 1/18/22 at 11:36 am to DaBeerz
quote:
We tried a joint account for bills at one point and we sucked at it.
I believe you, but how do you suck at having a joint account for bills? Having two people monitoring bills from one account versus separate accounts seems less likely for a screw up. We keep it simple and have one person handle bill paying.
Posted on 1/18/22 at 11:39 am to Dragula
quote:
Cannot fathom marrying someone and not trusting them enough for a joint/access to all accounts.
Why would that be a trust issue? I would say having to have access to all of your spouse's accounts is more of a trust issue. You don't trust your spouse enough to have her own account?
Posted on 1/18/22 at 11:46 am to jchamil
quote:
Why would that be a trust issue? I would say having to have access to all of your spouse's accounts is more of a trust issue. You don't trust your spouse enough to have her own account?
Read what I said, I never said they cannot have thier own account. It's restricting access/hiding something from each other is the trust issue.
She has her accounts, I have mine. We have access to both if we need to move money, pay bills etc.
This post was edited on 1/18/22 at 11:52 am
Posted on 1/18/22 at 11:49 am to jchamil
quote:
Why would that be a trust issue? I would say having to have access to all of your spouse's accounts is more of a trust issue. You don't trust your spouse enough to have her own account?
That only makes sense in the beginning. Long term, it's just easier having all of the money in the same set of accounts. I try to never go to a bank in person, having the same accounts within the same bank ensures that I don't have to.
We have one loan that I pay a few days late every month because the only way to pay online on time is by having a bank account with with them. I can go to that bank physically to pay on time, but it doesn't affect anything to pay from my bank a few days late.
Posted on 1/18/22 at 12:03 pm to Steadyhands
quote:
I believe you, but how do you suck at having a joint account for bills? Having two people monitoring bills from one account versus separate accounts seems less likely for a screw up. We keep it simple and have one person handle bill paying.
Just silly, rerouting money into another account for the same purpose of paying bills…. Different salaries/contributions, different pay dates. It was annoying trying to keep up with the balance of another account. I make more so I just pay almost all of the bills on autopay from my account, nothing to stress about.
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