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Started By
Message
re: Question for OT Attorneys
Posted on 11/13/25 at 10:39 am to UptownJoeBrown
Posted on 11/13/25 at 10:39 am to UptownJoeBrown
quote:
I disagree
quote:
the OP is not telling the whole story
Honestly, this:
quote:is enough for this sub-part of the question. No owner under these facts has any obligation for maintenance.
I have not control of the car and she lives in another city and has her own insurance.
2
Posted on 11/13/25 at 10:42 am to AlxTgr
quote:
No owner under these facts has any obligation for maintenance.
I still disagree. Tell me, does an out of State co-owner (assuming her name is on the title as well) of property have any liability for hazards on that property even though they never go there or use the property?
Posted on 11/13/25 at 10:43 am to Skippy1013
You could be sued for negligent entrustment. The plaintiff will attempt to prove you had knowledge that your daughter was not a good driver, but you still allowed her to use the car or facilitated her access to the car by co-signing the loan.
Posted on 11/13/25 at 10:45 am to AlxTgr
And in any event, anyone with any assets should have an umbrella policy.
Posted on 11/13/25 at 10:46 am to UptownJoeBrown
quote:That's a totally different question.
Tell me, does an out of State co-owner (assuming her name is on the title as well) of property have any liability for hazards on that property even though they never go there or use the property?
Posted on 11/13/25 at 10:46 am to UptownJoeBrown
quote:I agree, but that policy would not kick in here. Only the policy on the vehicle will apply.
And in any event, anyone with any assets should have an umbrella policy.
Posted on 11/13/25 at 10:49 am to The Torch
quote:
So you are saying if the car is registered to him, is involved in a hit and run, the cops aren't going to show up at his house ?
Love how confidently wrong the non-attorney is
Posted on 11/13/25 at 10:50 am to Skippy1013
The answer is we need pics of your daughter to better understand the situation
Posted on 11/13/25 at 10:58 am to Skippy1013
I am not your lawyer.
And I don't know. So there's that.
And I don't know. So there's that.
Posted on 11/13/25 at 11:12 am to AlxTgr
If you come to the OT for legal advice what do you expect
Posted on 11/13/25 at 11:15 am to Skippy1013
You should be concerned about being named “additional insured” on daughters auto policy.
Umbrella isn’t going to help with an auto OP doesn’t insure and they aren’t that cheap anymore.
Umbrella isn’t going to help with an auto OP doesn’t insure and they aren’t that cheap anymore.
Posted on 11/13/25 at 11:20 am to Skippy1013
In Florida, absolutely.
In Louisiana, maybe.
In Louisiana, maybe.
Posted on 11/13/25 at 12:14 pm to The Torch
quote:I get it. I find these discussions interesting and some may learn from them.
If you come to the OT for legal advice what do you expect
Posted on 11/13/25 at 12:15 pm to AlxTgr
quote:
If you come to the OT for legal advice what do you expect
I get it. I find these discussions interesting and some may learn from them.
there are actually some really smart people on here who are experts in their field, but there is so much BS and sarcasm subterfuge that it's difficult to weed them out
Posted on 11/13/25 at 12:29 pm to 777Tiger
True
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