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Started By
Message
1
Posted on 11/19/25 at 4:03 pm to Colonel Angus
quote:
They did the same to me.
Me too. I hated it but a flat deductible instead of a percentage made me bend over a take it. Other market offerings weren't that much better for me so it wasn't as bad I guess.
This post was edited on 11/19/25 at 4:04 pm
Posted on 11/19/25 at 4:03 pm to ragincajun03
Chicken needs to produce and stream a TD Rough N' Rowdy to settle these kinds of things.
Posted on 11/19/25 at 4:10 pm to MisslePig
Mine went down from my last renewal to current ?????
Posted on 11/19/25 at 4:10 pm to MisslePig
State Farm has great rates right now! Especially if you bundle home and auto
Posted on 11/19/25 at 4:12 pm to ClientNumber9
yea that post made me angry too, how did he jump to that conclusion
Posted on 11/19/25 at 4:24 pm to Night Vision
quote:
When it was originally founded only officers could join.
I had it in the late 80s early 90s when it was only officers. It expanded in the late 90s to include enlisted and reservists. I went a different route when I got out so I have stayed up on eligibility.
Posted on 11/19/25 at 4:25 pm to Chicken
quote:
what's the alternative?
self insure
Posted on 11/19/25 at 4:30 pm to MisslePig
Got to pay for those Gronk commercials. USAA is not remotely the company they once were. They diluted the risk pools to the point of being unaffordable. And why would USAA need to advertise anyway. If you're in the military and don't know about USAA you're too stupid to be in the military.
Posted on 11/19/25 at 4:31 pm to BamaCoaster
quote:
Call a local broker.
Lol with who? Progressive dropped us. We got stuck with Cajun Underwriters. USAA finally starting writing for us - much cheaper.
Posted on 11/19/25 at 4:35 pm to MisslePig
Paid cash for my house and haven’t carried home insurance for 8 years. I bought in a risk adverse area and have made risk adverse decisions to protect it myself.
Prior to that owned homes for 15+ years and never made one claim. F*** ‘em.
Prior to that owned homes for 15+ years and never made one claim. F*** ‘em.
This post was edited on 11/19/25 at 4:39 pm
Posted on 11/19/25 at 4:37 pm to MisslePig
We've kinda outgrown the need for insurance. The cost exceeds the benefit unless you scam the insurance company. So POS insurance people and POS scammer people make out ok, and respectable people pay for it.
Posted on 11/19/25 at 4:38 pm to BabyTac
quote:
Paid cash for my house and haven’t carried home insurance for 8 years.
Same here big timer but a fire would be unkind to my pending retirement..
Awaiting my USAA reupping in 6 months
Posted on 11/19/25 at 4:40 pm to BabyTac
quote:
I bought in a risk adverse area and have made risk adverse decisions to protect it myself.
when trying too hard goes wrong
quote:
Risk Averse: This term describes individuals who prefer to avoid risk and are more likely to choose safer options, often prioritizing security over potential higher returns.
Risk Adverse: This term is less commonly used and is often a misinterpretation of "risk averse". It is not standard in financial or behavioral contexts.
In summary, "risk averse" is the correct term to describe a preference for avoiding risk, while "risk adverse" is generally considered incorrect.
Posted on 11/19/25 at 4:47 pm to slidingstop
quote:
when trying too hard goes wrong
Spell it how you will, but I’m not giving some POS crook $3000/year in case my house magically combusts and burns to the ground. I’ll take my chances, hoss.
Posted on 11/19/25 at 4:49 pm to Chicken
quote:
what's the alternative?
All of them are going up from what I can see. I used to have USAA and I price new policies every year. All the quotes are higher this year.
Posted on 11/19/25 at 4:56 pm to Night Vision
quote:
I've had it for more than 20 yrs.
They've allowed children of enlisted to join for over 20 years so I'm not buying this as causation.
Home insurance is going up across issuers.
Posted on 11/19/25 at 4:56 pm to Night Vision
I've been a USAA member for over 50 years.
Have also been grumbling for a few years about broadening the membership criteria. Service isn't what it was in years past and there is no longer the loyalty to the customer base that was there as well.
Every time I see a USAA commercial, I get pissed off as that is money that could go in my Subscriber Services Account and eventually back into my pocket.
Have also been grumbling for a few years about broadening the membership criteria. Service isn't what it was in years past and there is no longer the loyalty to the customer base that was there as well.
Every time I see a USAA commercial, I get pissed off as that is money that could go in my Subscriber Services Account and eventually back into my pocket.
Posted on 11/19/25 at 4:58 pm to vl100butch
If I had to just guess what hypothetically happened is USAA takes their membership for granted. Members were extremely loyal and referred all their fellow vets. It just became stagnant across the board as a company.
Posted on 11/19/25 at 4:59 pm to vl100butch
Dropped USAA years ago and have zero regrets
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