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Started By
Message
re: Your current total credit card debt balance?
Posted on 3/11/22 at 10:02 pm to 10MTNTiger
Posted on 3/11/22 at 10:02 pm to 10MTNTiger
quote:
This is why I love the OT, 10 pages of 850 credit scores and dudes dropping 5-10k a month on credit and paying it off…. All from the poorest state in the country, lol
Most people on this site are white collar professionals, generally mid-career. CCs can probably be paid for everything except mortgage and car bill.
Amex charge cards can be a trap though for the irresponsible.
Personally, we love using AMEX for everything. I don't think I can justify the Platinum $695 fee this coming year but I'll always have a Green or Gold in my pocket moving forward.
Frankly, I don't ball out enough to see enough returns on the platinum besides the consumer conveniences (cell phone and rental protection).
1
Posted on 3/11/22 at 10:07 pm to Turf Taint
$2,886 right now. Will prolly get to $4,000 by the end of the month. Will pay it off to $0, like every month.
Get mint to track your spending. Been using for a decade and gamechanger for finances. Discipline will be on you, though.
Get mint to track your spending. Been using for a decade and gamechanger for finances. Discipline will be on you, though.
This post was edited on 3/11/22 at 10:08 pm
Posted on 3/11/22 at 10:10 pm to 10MTNTiger
quote:
This is why I love the OT, 10 pages of 850 credit scores and dudes dropping 5-10k a month on credit and paying it off….
All from the poorest state in the country, lol
Exactly. Don’t forget their 84 month car note averaging over $650/month.
Posted on 3/11/22 at 10:11 pm to Turf Taint
Average bill is 10-15k and paid off monthly. The one coming out Tuesday is 17k
Posted on 3/11/22 at 10:13 pm to CaptainJ47
Pretty sure the OP meant your personal debt. Not your business expenses.
Posted on 3/11/22 at 10:15 pm to boosiebadazz
quote:
Get mint to track your spending. Been using for a decade and gamechanger for finances. Discipline will be on you, though.
I wrote my own personal finance application when I graduated from LSU in ISDS and Finance. It was basically Excel 97 with VBA but it blew away anything off the shelf at the time.
If I made better life decisions I may not still be using it 22 years later.
This post was edited on 3/12/22 at 1:18 am
Posted on 3/11/22 at 10:25 pm to Turf Taint
On all CCs right now, probably around $2000. Autopaid in full every month.
People who are calling BS on everyone who pays it in full aren't realizing that you use a CC for the rewards instead of the money in your checking. If I spend $800 on a credit card, it's the same mentally as spending $800 out of my checking. It gets budgeted exactly the same, just this way there are cash back rewards or miles.
People who are calling BS on everyone who pays it in full aren't realizing that you use a CC for the rewards instead of the money in your checking. If I spend $800 on a credit card, it's the same mentally as spending $800 out of my checking. It gets budgeted exactly the same, just this way there are cash back rewards or miles.
This post was edited on 3/11/22 at 10:29 pm
Posted on 3/11/22 at 10:27 pm to sawtooth
quote:
quote:
Oh Ver Ray Ted
Your Mom likes it when I bring her there
With her dementia, she'll never remember the great time you showed her
Posted on 3/11/22 at 10:28 pm to Turf Taint
$4000
Payoff monthly
Double cut pork chop at Venezia's
Payoff monthly
Double cut pork chop at Venezia's
Posted on 3/11/22 at 10:42 pm to HooDooWitch
I have $30,000 in credit card debt.
When they call, I tell them I can't pay it back yet.
Tomorrow, I may buy myself a dining room set.
When they call, I tell them I can't pay it back yet.
Tomorrow, I may buy myself a dining room set.
Posted on 3/12/22 at 12:27 am to Turf Taint
$160 that I will pay off on the 27th.
Seafood lasagna
Seafood lasagna
Posted on 3/12/22 at 12:40 am to Turf Taint
About $1500-2000 but I’ll pay it off
By the end of next week. I haven’t spent a penny on CC interest payments in 5-6 years
By the end of next week. I haven’t spent a penny on CC interest payments in 5-6 years
Posted on 3/12/22 at 12:43 am to SuperSaint
quote:
I haven’t spent a penny on CC interest payments in 5-6 years
Bc you’re too busy carrying six packs around a Hawaiian resort
Posted on 3/12/22 at 12:46 am to SocraticTiger
quote:
Personally, we love using AMEX for everything. I don't think I can justify the Platinum $695 fee this coming year but I'll always have a Green or Gold in my pocket moving forward.
I've got the Plat and just got the Gold. For 99% of folks the Gold is the perfect daily driver with 4x points on dining and grocery stores. I should have gotten it sooner.
Unless you can maximise the travel perks the Plat is more for show than anything else as it's 1x on anything not coded travel
Posted on 3/12/22 at 12:59 am to Turf Taint
DiGiulio’s chicken parm
Posted on 3/12/22 at 1:01 am to GreenRockTiger
quote:
Bc you’re too busy carrying six packs around a Hawaiian resort
ETA:
Junior is loving the luau
This post was edited on 3/12/22 at 1:05 am
Posted on 3/12/22 at 1:04 am to SuperSaint
Posted on 3/12/22 at 1:28 am to Turf Taint
$0 right now. I use it for my monthly subscriptions like streaming services and the gym and pay it off at the end of the month. When I an traveling I use it ,but normally do not carry a balance on it for more than a month or two.
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