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Started By
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re: Your current total credit card debt balance?
Posted on 3/11/22 at 12:30 pm to Roberteaux
Posted on 3/11/22 at 12:30 pm to Roberteaux
ETA: nevermind. I misread
This post was edited on 3/11/22 at 12:39 pm
0
Posted on 3/11/22 at 12:30 pm to goofball
quote:
I use my CC for every transaction possible for the miles/points, which I use to stay in hotels for free.
I pay the balance in full every month.
Honestly, if you aren't doing this, you shouldn't even have a credit card.
Posted on 3/11/22 at 12:31 pm to goofball
quote:
I use my CC for every transaction possible for the miles/points, which I use to stay in hotels for free.
I pay the balance in full every month.
Same here
Posted on 3/11/22 at 12:31 pm to Turf Taint
I bought a 2002 Chevy Malibu with my credit card for $7,000 at 29.99%. Transferred it to a zero percent card and now it’s like I don’t have any credit card debt so I use it for other things now just to get the points. I pay what I can each month but I get like $35 a month in cash back.
Posted on 3/11/22 at 12:31 pm to Turf Taint
I usually incur about $2,500 per month charges on AMEX and payoff in full upon receipt of invoice.
Posted on 3/11/22 at 12:31 pm to Turf Taint
~ $1500 this morning, now 0 after I got paid.
Posted on 3/11/22 at 12:32 pm to Turf Taint
My fico score is 811
I'm so good at having loans and debt
I'm so good at having loans and debt
Posted on 3/11/22 at 12:32 pm to Turf Taint
$6,080. Will pay whatever last month’s balances were on the 23rd, probably about $4500-$5000.
Posted on 3/11/22 at 12:32 pm to Roberteaux
quote:
Don’t know off hand. Probably $2500 or so, which is a little more than usual for me. I typically pay off the statement balance and usually a little more. Try to keep the balance of both cards to a total of around $1000
Yeah. And I like the way that I can download the whole statement and import it into my home budget table and see exactly where we are spending more than anticipated, if any.
As long as you pay the statement every month in full and accumulate no interest (and hopefully are earning miles or some kind of reward), it's a good setup.
Posted on 3/11/22 at 12:32 pm to TDsngumbo
quote:
I bought a 2002 Chevy Malibu
Posted on 3/11/22 at 12:32 pm to Turf Taint
Looks like about $4K. But we use it for everything for the points, and then pay it off every month.
Posted on 3/11/22 at 12:33 pm to Turf Taint
$1,500 but I'll pay it off on the 15th
Posted on 3/11/22 at 12:33 pm to Turf Taint
Probably about 6-8k per month. Pay it all down.
Posted on 3/11/22 at 12:33 pm to Turf Taint
I pay off my cards every two weeks so I never have a high utilization at any point
Havent once missed a full payoff since I had my first card at 18
Havent once missed a full payoff since I had my first card at 18
Posted on 3/11/22 at 12:33 pm to Turf Taint
Linguine all'astice
Posted on 3/11/22 at 12:34 pm to Turf Taint
Honestly, way too much right now, but I've just booked two vacations for a family of four, and we're having our kitchen remodeled, so that has racked up quite a few charges.
Posted on 3/11/22 at 12:34 pm to LouisianaLady
Not even trolling but sometimes I’ll carry a negative balance so my checking account is at a nice even dollar number.
Posted on 3/11/22 at 12:34 pm to VolsOut4Harambe
THAT’S the part of my post you have issues with?
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