Domain: tiger-web1.srvr.media3.us Health Insurance Costs | Page 4 | O-T Lounge
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re: Health Insurance Costs

Posted on 3/26/18 at 10:08 am to
Posted by 1999
Where I be
Member since Oct 2009
33441 posts
Posted on 3/26/18 at 10:08 am to
I did this. We started getting a 100 month spousal surcharge so I took my employers coverage.
Posted by tigerfoot
Alexandria
Member since Sep 2006
61138 posts
Posted on 3/26/18 at 10:11 am to
quote:

We can thank $150 Asprin and $500 ice packs for that one. Our insurance companies are paying it with a smile, raising your premiums with every increase in cost of care. Proper regulation of the medical supply and pharma industries is where our real hope is.
Medical supply? Are you kidding me? Medical supply companies have dropped prices over the last 15 years. Gloves, gauze, tape, specialty dressings, over the counters...all in the tank at single digit margins to acute cares. Acute cares that are all GPO driven to keep pricing even lower.

If you are talking devices and such, maybe, but the day to day supply business is cheaper than dirt.
Posted by SamuelClemens
Earth
Member since Feb 2015
11727 posts
Posted on 3/26/18 at 5:42 pm to
quote:

Medical supply companies have dropped prices over the last 15 years. Gloves, gauze, tape, specialty dressings, over the counters...all in the tank at single digit margins to acute cares


That depends on the prices set by the sales rep. You can't buy directly from PSS, the prices listed are all set by your rep.
Posted by CBDTiger
NOLA
Member since Mar 2004
1491 posts
Posted on 3/26/18 at 5:55 pm to
$1,423/mo. for family coverage, with $2,000/$6,000 individual/family deductibles.

UnitedHealthcare plan through work (grandfathered individual BCBS plan no longer available, so we had to shift back to the work offering).
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 3/26/18 at 5:58 pm to
quote:

People should go ask their employer how much their full insurance premium is, and then come back and tell us.


I’m an employer I can tell you. Last year we paid $2384 a month for four people with a $4000 deductible.
Posted by tigerpimpbot
Chairman of the Pool Board
Member since Nov 2011
68948 posts
Posted on 3/26/18 at 6:05 pm to
Small business owner checking in. $1600/month with $12,000 deductible for my new plan that put my kids pediatrician out of network.

Frick Obama. I called up the pediatrician and worked out a deal for visits and medical. Plus any surgery or catastrophic medicals are negotiable anyway so I'm uninsured. Oh did I mention frick Obama.
Posted by Bison
Truth or Consequences
Member since Dec 2016
1306 posts
Posted on 3/26/18 at 6:33 pm to
quote:

People pay thousands now thanks to Obamacare.


Dumbass , noone is even required to have health insurance anymore. You don’t have to pay shite.

By the way the money is not going to Obama’s bank acccount or even the federal government, it’s going to the health insurance companies.

trump cut the subsides most people qualified for
This post was edited on 3/26/18 at 6:35 pm
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 3/26/18 at 6:35 pm to
I pay like $150/month through work. Also get free dental and eye
Posted by MrLSU
Yellowstone, Val d'isere
Member since Jan 2004
29470 posts
Posted on 3/26/18 at 7:07 pm to
$2200 a month with 6k in network deductible 12.5k out of network for family of 4. Thanks Obama!
This post was edited on 3/26/18 at 7:08 pm
Posted by DawgGONIT
Member since May 2015
2961 posts
Posted on 3/26/18 at 7:53 pm to
quote:

We can thank $150 Asprin and $500 ice packs for that one. Our insurance companies are paying it with a smile, raising your premiums with every increase in cost of care. Proper regulation of the medical supply and pharma industries is where our real hope is. It literally costs over 10 times more to have a child here, than in most developed countries... It's quite the scam.
The whities just want to blame the greatest black president in the history of mankind for this. But yes you are right, health insurance and the medical field is a scam for the most part.
Posted by AUCE05
Member since Dec 2009
45237 posts
Posted on 3/26/18 at 7:56 pm to
All of you dumbasses spending thousands a month need to make the ole lady work at the lunch room.
Posted by Tarps99
Lafourche Parish
Member since Apr 2017
12134 posts
Posted on 3/26/18 at 9:27 pm to
Shopping around is one thing, but somehow health care costs need to be managed better.

If there was a true cost of health known to the public, it was billed with the mindset could a normal person pay for this out of pocket.

CBS did a great story tonight about how a company was swooping in and buying the management of small community hospitals and then funneling contracts to the small hospitals by taking advantage of something called rural care billing. Where one test that an urban hospital bill 200 dollars for such test while the rural hospital could bill for the same test in the thousands to insurance and Medicare.

CBS News



Posted by the LSUSaint
Member since Nov 2009
15444 posts
Posted on 3/26/18 at 10:19 pm to
Marketplace
Posted by tigerfoot
Alexandria
Member since Sep 2006
61138 posts
Posted on 3/26/18 at 10:51 pm to
I am very familiar with PSS. And we are not talking about them. I worked for them for a dozen years until a year after the MCK buy. Out and the retention bonuses stopped.

I am more talking about acute side.

Even if PSS is selling in a acct at 35% or so it isn’t really some huge money grab that drives up Healthcare costs
Posted by whodidthat
Member since Aug 2011
5896 posts
Posted on 3/26/18 at 10:56 pm to
quote:

Thanks Obuma. Used to be $800 per month, 4800 deduct about 10 years ago.


Premiums were going up around 10% per year even before the ACA. Plus the whole fact of insurance companies having to now cover pre-existing conditions is naturally going to raise rates. But what's the point of having it if you can get cancer one year and the next year they can disqualify you from coverage? Healthcare in America has been very convoluted during the last 20 years. Plenty of blame to go around even way before "Obamacare".
Posted by Volvagia
Fort Worth
Member since Mar 2006
53014 posts
Posted on 3/26/18 at 10:59 pm to
650

1500 Ded on a rated HDHPso I can put in a HSA

Also, MD Anderson is in network.
Posted by Volvagia
Fort Worth
Member since Mar 2006
53014 posts
Posted on 3/26/18 at 11:01 pm to
quote:

But what's the point of having it if you can get cancer one year and the next year they can disqualify you from coverage?


Pre existing conditions were only a problem for those who lapsed their coverage.

They didn’t cut people off saying their cancer was now prexisting
Posted by tigahbruh
Louisiana
Member since Jun 2014
2860 posts
Posted on 3/27/18 at 10:41 am to
I wonder if all the smarties defending Obumba and the ACA were paying for healthcare before 2010. Healthcare was not great before then, but compared to now it was awesome. And yes, it was a clear result of the ACA.
Probably still on mommy and daddy's coverage.
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