Domain: tiger-web1.srvr.media3.us How does the OT Track their Finances? | Money Talk
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How does the OT Track their Finances?

Posted on 4/17/26 at 1:47 pm
Posted by Sunnyvale
Little ST. James
Member since Feb 2024
3152 posts
Posted on 4/17/26 at 1:47 pm
Other than A typical excel/google sheets, spread sheets?

How is the OT doing it?

Ive been using one for the past 5 years, Im constantly tweaking.
Curious what the big tyme, players who are worth 6 figures plus are using.

Im not worth nearly that btw.
Posted by JL
Member since Aug 2006
3248 posts
Posted on 4/17/26 at 2:04 pm to
Monarch is great but like $100/yr
Posted by tigergal918
Member since Feb 2022
461 posts
Posted on 4/17/26 at 2:13 pm to
We started using Dave Ramsey's Every Dollar App about three years ago. It's been a game changer for our finances...helped us really get on the same page.
Posted by BottomlandBrew
Member since Aug 2010
29773 posts
Posted on 4/17/26 at 2:23 pm to
I use Monarch. Makes it easy to track across all of my accounts.
Posted by thunderbird1100
GSU Eagles fan
Member since Oct 2007
72180 posts
Posted on 4/17/26 at 3:00 pm to
quote:

Monarch is great but like $100/yr



This

Its well worth the money and singing up you get a big discount (25-50% depending on time of year)
Posted by JiminyCricket
Member since Jun 2017
6512 posts
Posted on 4/17/26 at 3:03 pm to
I used mint for a long time then went over the Simplifi after the mint train ended. It’s not perfect but I like it.
Posted by Roy Curado
Member since Jul 2021
1566 posts
Posted on 4/17/26 at 3:06 pm to
I was previously doing excel. I am still using excel for my "big picture."

I started using Monarch earlier this year and its phenomenal for tracking, categorizing, and managing spending. It connects to all your bank accounts and auto populates transactions and you can create rules to auto assign to reoccurring transactions. I think it lacks in everything else.
Posted by Yeti_Chaser
Member since Nov 2017
12725 posts
Posted on 4/17/26 at 3:26 pm to
Empower
Posted by iPad
Find Me At An Apple Store Near You
Member since Nov 2025
858 posts
Posted on 4/17/26 at 3:32 pm to
Excel/Empower/Rocket Money for various metrics that each provide
Posted by Everyday Is Saturday
Member since Dec 2025
1113 posts
Posted on 4/17/26 at 3:45 pm to
Monarch and excel.
Posted by BestBanker
Member since Nov 2011
19394 posts
Posted on 4/17/26 at 3:55 pm to
Schedule D (Form 1040), specifically on Line 21.
Posted by notsince98
KC, MO
Member since Oct 2012
21979 posts
Posted on 4/17/26 at 4:25 pm to
I got in Piere when it was free as a beta tester. I use that to track credit cards and transactions in everything but my primary checking account. I use an excel file for my primary checking account.
Posted by Rize
Spring Texas
Member since Sep 2011
19296 posts
Posted on 4/17/26 at 4:44 pm to
quote:

Other than A typical excel/google sheets, spread sheets? How is the OT doing it? Ive been using one for the past 5 years, Im constantly tweaking. Curious what the big tyme, players who are worth 6 figures plus are using. Im not worth nearly that btw.


I just have everything in my Edward Jones app. I don’t track savings, spend or anything. Update my numbers once or twice a year to see where I’m at. I also have the same thing with my work 401k and have the info for my other accounts in there to see where I am at with all accounts combined.
This post was edited on 4/17/26 at 7:49 pm
Posted by makersmark1
earth
Member since Oct 2011
21115 posts
Posted on 4/17/26 at 5:10 pm to
I check my accounts through their websites.

I don’t track with a spreadsheet.

Posted by LSUtigerME
Walker, LA
Member since Oct 2012
3953 posts
Posted on 4/17/26 at 5:13 pm to
Monarch ever since Mint went retard

Well worth it.
Posted by DarthRebel
Tier Five is Alive
Member since Feb 2013
25657 posts
Posted on 4/17/26 at 5:49 pm to
How much tracking are you all doing?

Everything we need is within the apps or websites of the various banks, brokers. Credit cards, etc. We crosslink a few of the accounts within other apps to prevent jumping back and forth.


Posted by Pelican fan99
Lafayette, Louisiana
Member since Jun 2013
39468 posts
Posted on 4/17/26 at 5:59 pm to
I don't. All the bills are auto drafted from my checking and whatever is left over every month gets invested

That's about it
Posted by meansonny
ATL
Member since Sep 2012
26613 posts
Posted on 4/17/26 at 6:27 pm to
quote:

I don't. All the bills are auto drafted from my checking and whatever is left over every month gets invested


Im the same for bills.
My wife pays them.
About once a year, I run summaries from the credit card and bank statements to get an eye on how we are doing.

I handle retirement. I spreadsheet it all. Update once monthly.
Posted by CalcuttaTigah
Member since Jul 2009
1000 posts
Posted on 4/17/26 at 6:32 pm to
I cant recommend Monarch enough. I love it. I have everything loaded in including mortgages, 401ks, 529, auto loans, credit cards, etc. I was super concerned once Mint went away but it’s 10x better than Mint and well worth the $100/yr.
This post was edited on 4/17/26 at 6:33 pm
Posted by VermilionTiger
Member since Dec 2012
39168 posts
Posted on 4/17/26 at 7:35 pm to
Excel spreadsheet

4 years of every expense broken down into major categories

I know what % each month I’ve saved and what categories are trending in the wrong direction
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